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Cyber Monday Deal!

Start accepting unlimited digital bill payments for pennies per day. Select the plan that's right for you now...



An easy way to get started


  • Credit card acceptance
  • Instant invoicing by text or email
  • Instant payment pages
  • Payment buttons for webpages
  • Consumer digital wallets
  • QR code payments

Minimum traffic threshold applies



Enhance the experience

Includes Free Plan plus:

  • eCheck acceptance (ACH)
  • eBill presentment (EBPP)
  • iFrame payments
  • Online customer portal integrations
  • Auto Bill Pay (Consumer-managed)



Enjoy greater control

Includes Free Plan plus:

  • Telephone payments (IVR) 
  • Auto Bill Pay (Merchant-managed)
  • Auto FTP/sFTP uploads and downloads
  • Per-minute or per-payment rates apply



Activate real-time updating

Includes Free Plan plus:

  • QuickBooks Online Integration
  • Global aXcess: Direct access to your DB for A/R info and payment posting
  • Custom programming required

What's Included In Each Plan?

Get the tools needed to get paid anytime, anywhere, and on any device from now on. Here's a breakdown of what's included in each plan... 

- The Free Plan -

Get started for free now with our easy-to-use digital payment tools...

3.0% + $.45

Credit Card Acceptance

Start accepting credit cards without paying the high transaction costs. Your customers actually pay a small Site Fee during payment, which covers the processing fees...

text to pay

Instant Invoicing By Text or Email

Billing just got a whole lot faster and easier. With just an email address or cell phone number, you can instantly send a click-to-pay invoice in seconds! Just log in to your Xpress-pay account to start sending Instant Invoices.

Secure payments on any page

Instant Payment Pages

Let customers pay a bill quickly by entering information on a secure, customized for your business. Information can include items such as their name, customer number or invoice number, and an amount. This also allows them to pay bills when the total might not be known until it's due.

Payment Buttons For Webpages

Add our unique payment button on any webpage to help customers access the correct payment so customers know they're in the right place to pay their bill. 

qr code payment capabilities

QR Code Payments

QR codes have become commonplace for many businesses today. Now, you can leverage them to get paid in more places than ever. Add them to any webpage, email, brochure, letter, banner, or anywhere else customers see to turn every interaction into a paycheck. 

consumer digital wallet ewallet

Consumer Digital Wallets

Make paying fast, easy, and fun by providing customers with their very own digital wallet. They can securely store payment methods, view transaction history, add/edit card credentials, and so much more.

- The Bronze Plan ($10/mo) -

Enjoy all the features in the Silver Plan plus...

3.0% + $.45

cCheck Logo

eCheck Acceptance (ACH)

Add the ability to accept electronic check (ACH) payments for only a few more dollars per month. If your customers are paying high-ticket items, this is a cost-effective way to get paid online. Here is what your customer will pay when they use a valid checking or savings account to complete a transaction...

iFrame payments

iFrame Payment On Any Webpage

Our xFrame Integration allows you to directly embed Xpress-pay into your website for accepting secure ePayments on any page. Deliver the ultimate experience today.

online invoicing

Electronic Bill Presentment (EBPP)

Add the ability to upload bills into your Xpress-pay account so customers can find and pay the correct amount every time. This feature also allows you to email or text the bill instantly to your customer so they may pay it even faster.

online customer portal

Online Customer Portal Integrations

Seamlessly integrate a secure ePayment option into your existing customer portal for a clean, professional look, without having to handle sensitive credit card data.

Consumer auto bill pay

Auto Bill Pay (Customer-managed)

Let customers simplify their life while streamlining cash flow by allowing them to schedule automated payments. They set up the payment schedule according to the arrangement, and enjoy the freedom to add/edit payment methods as needed.

- The Silver Plan ($15/mo) -

Enjoy all the features in the Bronze Plan plus...
Auto Bill Pay

Auto Bill Pay (Merchant-managed)

Do you have a subscription-based business, accept regular monthly payments, or simply want take the guesswork out of customers paying? Elevate control of the transaction process while helping customers pay on-time more often.

Telephone (IVR) payments

Telephone Payments (IVR)

If you have customers who are more likely to pay over the telephone, offer them our automated IVR solution. It’s easy to set up and provides the same level of security.

File Transferring in Xpress-pay FTP/sFTP

Auto FTP-sFTP Uploads/Downloads

Move billing and payment data safely between Xpress-pay and your other accounting systems automatically through our FTP service. Connect to the service once, move data easily from now on.

- The Gold Plan ($20/mo) -

Enjoy all the features in the Bronze Plan plus...
quickbooks online logo

QuickBooks Online Integration

Xpress-pay directly integrates with QuickBooks Online. Invoice customers instantly, get paid faster, and avoid paying traditional transaction fees when you combine these two powerful systems.

Done with you set up

3rd Party Integrations

Add a secure digital payment option to virtually any portal or 3rd party software solution. We’ll work with your provider to create a seamless, real-time connection to make paying simple.

30-Day FREE Trial

Get started with Xpress-pay completely free for 30-days! If for any reason you're not completely satisfied, we'll cancel the account, no questions asked.

Guarantee Badge

Frequently Asked Questions


When you enroll in Xpress-pay, you gain access to one of the most exclusive and proven solutions to automate payments, and eliminate your credit card processing costs all in one. Since 2005 we've been helping businesses grow, and can do the same for you. Enjoy the incredible flexibility and affordability Xpress-pay offers and move your business forward faster starting today!


For credit card payments, within one business day you'll receive 100% of the amount you billed directly into your bank account. eChecks (ACH) payments may take anywhere from 3-5 business days depending on the bank responsible for sending the money.  


Yes, there's no obligation to keep your account open. If, for any reason you're not totally satisfied, you may cancel at any time. No questions asked.


The only additional costs you may incur are based on certain actions, such as customer chargebacks, bank overdraft fees, or other uncommon items associated with accepting online payments and moving money in and out of your bank account.


$0-$20/month based on the plan you select, no strings attached. This is also backed by a 90-day money back guarantee. No questions asked.


There isn't one! Since 2005, we've put tens of millions of $$'s back into our clients pockets. They've in turn used the additional revenue to hire more staff, spend more time with family, grow their businesses, and enhance their lives in countless other ways. Get started now for free!