Consumers - Pay or donate to any participating merchant, and set up your own secure digital wallet in seconds. Make a payment to get started.

Businesses - Add a simple and secure online & mobile payment option to your website for only $99 to start, and $10/month after. Enroll now to get started!

(Some features are prototypes in development and will be released when available)

What is Xpress-pay?

A simple, professional way for businesses and consumers to connect and transact anywhere. How does that help you?

Businesses - Enjoy the freedom to control the payment experience, reduce or even eliminate your transaction fees, promote your brand, and so much more! 

Consumers - Set up your secure digital wallet today to access it and pay using any credit/debit card or checking/savings account. There's no app to download, and we never share your sensitive data!

Industry Partners - Xpress-pay is your key to deepening merchant relationships in existing markets, and breaking into emerging ones. Contact us today to begin delivering this proven solution.

Accept these payment methods:

Accept Visa MasterCard Discover American Express & eChecks at Xpress-pay

For Your Business

Xpress-pay provides the simplest, most convenient way to get paid no matter where you or your customers are. With the unparalleled flexibility to set up and customize how your customers pay, you now have the tools necessary to be more successful accepting ePayments. Click the link below to learn more, and see a demonstration of how each feature benefits you directly.

Increase Revenues

Tired of seeing transaction fees take a large chunk of your bottom line? Xpress-pay offers you two proven ways to reduce, or even eliminate, the high fees by increasing your revenues. We make this possible for Insurance and government organizations with our Site Fee Program, while other types of businesses can participate in our Merchant Rewards Program. Learn more now!

What People Are Saying

Joyce JezewskiVillage of East Aurora, NY

"I am very pleased with Xpress-pay. We have been accepting credit card payments online for over nine years with them now, with virtually no concerns. It is not only user-friendly for our customers, but our staff as well. I would recommend this software to anyone considering accepting electronic payments as an alternative payment option."

Wendy MingesAllegany Co-op Insurance

With months of research to find the best company to handle our online and mobile payments, I came across Xpress-pay. We could not be more pleased. Keep up the good work!

Chris LawsonExpress Premium Finance

Basically, this [was] the ePayment system [we'd] been looking for all these years.

Let's Connect!

Tell us a little about yourself, and we'll be in touch to get better acquainted. We'd love to hear more about you.

Get Started By...

Enrolling in Xpress-pay

Enrolling Online

Simply head to our order page and select the package that's right for your business. Then, complete the secure online enrollment to open your account in 10 minutes or less.

Xpress-pay representatives standing by

Activating Your Account

Once you're approved, our team of highly trained support specialists will contact you to properly configure and activate your account.

Xpress-pay customer service rep

Telling The World

Finally, let your customers know about your new payment option by sending an email blast, adding a notification on your bills, and putting an Xpress-pay button on your site.


We're rolling out our new digital wallet payment option to make paying easier than ever. This new look and feel will be accessible from any device, allow you to pay any participating merchant, and keep your sensitive information secure. We're confident you'll enjoy this simplified version of the solution you've come to trust all these years.

Start Making Payments

Xpress-pay Restaurant Check

Find A Participating Business

Need to pay a bill? Find a participating merchant to make your first payment as a "Guest." Don't see a business? Email us.

Xpress-pay Custom Branding

Pay, & Create Account

While paying, you can also select the option to "Create an Account." Provide a password and you're wallet is created. It's that simple!

Xpress-pay it Anywhere!

Access It Anytime

You can now log in to use your new wallet to pay other participating merchants, add new payment methods, and more.

Industry Partners

Want to expand your merchant portfolio? Deliver them something truly original. We'll show you how to gain more clients and retain their business longer. Capture under-served emerging markets like insurance, utilities, and property management. Learn more about why this omni-channel payment solution is vital to your sustained growth.

Stay In Touch

Keep up to date with all the latest and greatest news, updates, and more from the Xpress-payper Newsletter.